Loan Source arranges personal loans, which is great for consumers looking to consolidate debt, credit card refinancing, home improvements, or other personal uses. A+ accreditation from the BBB
Get your money in as fast as two business days*
* This time period is merely an estimate and are in no way a representation or promise by the loan source; The loan consultants are available, Monday-Friday, 6am-7pm MST; Saturday 7am-3pm MST; Closed Sunday.
Loan Amounts Offers: $10,000 - $40,000
Maturity 2,3,4 & 5 years
NO collateral required
NO prepayment penalties
FICO Score of 620+ minimum required
Policy Limits: > 36 months credit history, NO recent derogs, NO currently delinquent Accounts.
Our loan consultants will consult with every borrower. Loan design is based on borrower's needs and credit profile. Interviews allow customer to explain credit history.
Discounts could be available for qualifying co-applicants and for a minimum amount of payment made directly to creditors.
States NOT Accepted: CT,CO,HI,IA,KA,ME,NH,NY,ND,OR,RI,VT,WV,WI,WY
Disclaimer Must Be Displayed All loans available through FreedomPlus.com are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states – please call a FreedomPlus representative for further details. The following limitations, in addition to others, shall apply: FreedomPlus does not arrange loans in: (i) Arizona under $10,500; (ii) Massachusetts under $6,500, (iii) Ohio under $5,500, and (iv) Georgia under $3,500. Repayment periods range from 24 to 60 months. The range of APRs on loans made available through FreedomPlus is 5.99% to a maximum of 29.99%. APR. The APR calculation includes all applicable fees, including the loan origination fee. For Example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13. To qualify for a 5.99% APR loan, a borrower will need excellent credit on a loan for an amount less than $12,000.00, and with a term equal to 24 months. Adding a co-borrower with sufficient income; using at least eighty-five percent (85%) of the loan proceeds to directly pay off qualifying existing debt; or showing proof of sufficient retirement savings, could help you also qualify for the lowest rate available.